How to Take Care of your Air Conditioner This Summer

Summer is here and that means increased outside temperatures and consistently high humidity. However, if your A/C unit isn’t working properly, it can lead to more than mere discomfort. Ignoring regular maintenance can turn into costly repairs and replacement. Avoid that scenario by keeping your air conditioner in top shape. Here’s three reasons why we urge you to have your A/C inspected and maintained and make it a priority this summer: Protects Important Equipment It can be expensive to replace an air conditioner, especially if [...]

Yard Work Safety Tips to Keep You Out of the ER

Amid all the green lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power washing a deck, at least 100 people die and an estimated 143,000 are injured badly enough to require a trip to the emergency room. The injuries people suffer run the gamut from overexertion and dehydration to cuts and amputations from using all kinds of power equipment. It's also worth noting that in our research, we also came across a disturbing [...]

What Happens If My Neighbor’s Tree Falls in My Yard?

Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible. The same is true in reverse: If a tree on your property falls in your neighbor’s yard, your neighbor should contact his or her insurance company to determine what type of [...]

Life Insurance Myths and Facts

Thinking about your death isn’t the most enjoyable part of your life. However, ensuring your family’s future is protected when you’re gone is very important! Life insurance can help your family pay for funeral expenses, pay off any debt you left behind, and much more. So why do people avoid buying life insurance before it’s too late? Easy! There are many myths and misconceptions about life insurance and we’re here to debunk those myths! Myth 1: Life insurance is expensive. FALSE! Life insurance can cost [...]

What to Do If Denied Life Insurance

There’s nothing worse than hitting a roadblock when you’re trying to do the right thing to protect your family, right? Like applying for life insurance only to find out your application has been denied. If this happens, what’s your next move? Don’t worry: There are options out there, and as your insurance agent, we’re here to walk you through what you should do if your life insurance application is denied. The most important thing to remember is you still have options even if this isn’t your first rejection. Insurance [...]

Tips to Prepare Your Car for Winter

Daylight Saving Time has ended, you’re digging out your boots, you crave comfort food… these are all sure signs that, in the words of everyone’s favorite show, winter is coming.  Despite maybe wanting to hibernate, chances are you will need to venture out. This means you will want to make sure your vehicle starts and keeps running throughout the rough weather ahead. Check out this list to help you brave the elements and keep your vehicle in great condition no matter where the road takes [...]

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